Apart from Harambee Sacco’s growth in financial assets and members’ subscriptions, they have adopted most of the recent technology to handle and deliver services e.g salary advance. To improve services to their members, they have launched different online services such as mobile banking systems.
Understanding how the services work–as a registered or potential member saves you time since they offer a convenient way of doing transactions. You will be able to access and operate all the services of the Sacco. They save you transaction expenses, and the time you would have spent going to the Sacco’s premises.
How to Access Harambee Sacco Online
First, you want to understand how you can access the sacco online. It is pretty simple.
Gain access to an internet connection, which you can do by buying a mobile internet bundle—they are less expensive. With the internet access, search for the Harambee Sacco members portal, and visit harambeesacco.com. You will access various services from the portal, including a phone number you can use for inquiries.
There are still other options like USSD code and Mobile Apps systems, which are also user-friendly and efficient to access and operate.
Mobile Banking (M-Cash) Services
Harambee Sacco has an online delivery service called Mobile banking or M-Cash, which is a mobile banking platform. Sacco members can be linked to their Savings accounts through their mobile phones through the M-Cash platform.
To access the platform, use a code USSD code *357# to access the services. The process is cheaper and the most efficient of all. Alternatively, you can download the M-CASH App from Google Play Store to your mobile phone—the M-cash App option requires internet access to operate.
From the App, you can gain access to several self-help services like
- Money transfer
- Balance inquiry
- Account mini statement
- Funds transfer
- Airtime Top-Up
- ATM Services
- Making Deposits contributions and
- Savings Contributions
How to Activate Harambee Sacco Mobile Banking
You need to activate your mobile banking system to access all the above services. The process is simple and you can do it on your phone, without having to go to their offices. You can follow the procedure below;
- Composing a short SMS message
- Include your personal number and your name
- Forward the short message to 21920
- You will receive a PIN from the sacco through their mobile service provider.
How to Deposit Money into Harambee Sacco
The longest procedure of how you can deposit money into the Harambee Sacco account is to visit any of their branches and hand over your cash to the cashier. But that was mostly done before the online services were launched. They are cheaper, simpler, and more efficient compared to the traditional way.
Currently, apart from using your M-Cash Mobile App, you can use the M-Pesa Paybill option. The procedure is,
- Go to your M-Pesa tool kit
- Choose Lipa na M-Pesa
- Select the Paybill option
- Enter the Harambee Sacco Business Number
- Enter your Sacco Account number
- Enter the amount, then your M-Pesa pin
- Then send the money
How to Check Harambee Sacco Dividends
While Harambee Sacco’s M-CASH mobile App will serve you best to check your dividend, there are still two other options. You can choose to use your dividends through the Sacco’s members portal—the internet banking option or the M-Pesa option.
Tapping into technology has advanced how Harambee Sacco delivers its services, which has made them witness a significant increase in membership. With the online platforms, you may not need to rush to the bank anytime you want to do a transaction but access everything from the palm of your hand.
Categories: Harambee Sacco